
"False Promise of Employer Health Coverage" examines employer health coverage that serves as an incentive for private health insurance to milk increased profits, at the expense of reduced health care benefits and increased risk and out-of-pocket costs to employees, out-stripping wage growth. While private employer health costs have risen at twice the rate of wage increases, private health insurers are motivated to shrink their networks of providers - doctors and hospitals - as well as reducing drug formularies as means to increase profits. Fragmented U.S.
